Self-Employed Health Coverage

What does self-employed health insurance refer to?

This means that you are either a small business owner or are working as a 1099 subcontractor and are provided no benefits from employment.

Shopping for health insurance as an independent business owner or as a self-employed individual can be a challenge, but you can find affordable coverage policies if you take the time to shop around.

What is most important to you:

Deductible: this is an amount you pay during the year out of your pocket prior to having the policy coverage take over.

Co-payments: how much is your responsibility every time you receive any type of medical service.

Does it include any specific categories that you may need, such as mental health, prescription, maternity, vision, dental, chiropractic, etc.

And finally, what can you afford? The last thing anyone would want is to obtain coverage that is barely affordable and then have it cancelled due to the inability to pay!